SIGMA | Alpha BITS
Alpha BITS is a core banking system for day-to-day operation which connects every link in the interrelated chain of banking activities, covering as broad aspects as delivery channels such as teller and customer service, and back office like accounting and general affairs. Developed as an industry-standard banking application, Alpha BITS offers integrated functionality with six main modules: kernel and security, CIF, retail, deposit, loan, and general ledger. This exceptional quality creates, seamless point-to-point transitions, from table parameter and customer information recording upon account opening, to loan management and balance sheet processing for executive decision-making. Download product description here.

SIGMA | SHARIAH
SIGMA | SHARIAH is a core banking system specifically designed to follow the principles of Islamic banking, which is based o­n the concept of profit and risk sharing rather than fixed income. Like its cousin SIGMA | Alpha BITS, this set of bank applications system offers multiple benefits, including scalability to handle growing transaction volume, multi-branch, multi-currency. This core system, which was co-developed by Bank Syariah Mandiri and SIGMA, Islamic banks no longer have search far and wide for the right solution. Download product description here.

SIGMA | Financore

Emerging intact from previous-era economic crisis, consumer financing has proven to be a lot less vulnerable to market turbulence than its corporate cousin, as consumers are looking for another way to finance capital-intensive consumption. Recognizing these situations, we have the initiative to deliver the solution to the financial institution, especially multi-finance and leasing company. This solution will cover the core finance systems; it will integrate elements within the complex process in multi-finance company, such as database customers and database partners (dealer, insurance company, etc). Download product description here.
 

SIGMA | Insurance

Sigma | Insurance provides complete capabilities to address a typical day’s operation and increasing complexities, extending across the whole cycle of insurance business functions such as marketing, underwriting, claim, and reinsurance. Sigma | Insurance uses modules that it can be expanded flexibly with minimum time and technical effort, by plugging in new modules. This is a great advantage for an industry characterized by constant changes in terms of business and regulation.