SIGMA | FINANCORE solution covers the whole business process from customer loan application processing into the expansion to multiple delivery channel such as send alert to customer by sms (short message system) at their hand phone. These tools, are flexible, and scaleable, and can support the entire credit process-whether products are purchased through the Web or through traditional channels. By automating the credit business process, multi-finance organizations can improve productivity and effectiveness, while enabling e-commerce through web access platform.